Budds' Auto Credit
Upgrade your Life!
Get Approved
Whether your credit is perfect, not so perfect, or you haven't yet established credit, Budds' Auto Credit can help.
For more than 40 years the Budds’ have built a respected financing division for not only the new vehicles we carry such as BMW, Buick, Cadillac, Chevrolet, GMC, Jaguar, Land Rover, Mazda and Subaru, but for virtually any make and model.
Our team is specialized in helping first time buyers, buyers with little or no credit and buyers whose credit is poor. The strength of our buying power combined with the expertise and skill of the finance team makes Budds’ Auto Credit your one stop source for all your automotive needs. All it takes to get started is a click of the “Apply Now” button!
Get Approved Now!
Upgrading is Easy
Here's How We Can Help You
1 | Online Credit Application
Please fill out our online credit application and one of our Financial Specialists will contact you shortly to proceed.
2 | Receive Approval
After your application has been submitted, our team works with you to get an auto loan. Our expert team will help guide you and get you approved as quickly as possible.
3 | Purchase Your New Vehicle
Once you're approved, our team will gladly help you get into your new car!
Authorized Representatives of
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Having had several GM vehicles serviced, since 1969, at various places, I have found the Budds' experience to be amongst the best. In particular, I have been impressed by the professionalism, courtesy, and respect provided by the Service Advisors.
-Malibupete, Oakville, ON
December 10, 2015 -
I have been a Budds' customer for many years purchasing my Buick and more recently my 1st Caddilac CTS cars. Whenever I have a need assistance for service or automotive advice all I have to do is call either Jason Corrigan (service) or Larry Middleton (sales) and I know they will assist in resolving my automotive requirements quickly and efficiently. I am very comfortable in referring either of these gentlemen or dealership to my friends and am proud to refer them to Budds'. They are a credit to both Budds' and GMC.
-Gerry j, Oakville, ON
December 12, 2015 -
Service for 2011 CTS was well done by Shane and his team, and the negotiation and process when I traded that car for a new 2015 CTS was very well handled. Communication and timeliness as promised. Shane, Bill and Rob have done a great job for me, and I am comfortable that will continue into the future.
-RGM, Oakville, ON
December 14, 2015
Frequently Asked Questions
- What types of loans are offered at Budds’ Auto Credit?
- Is a down payment required?
- What does it take to qualify for a car loan?
- I have credit challenges. Can I get Financing?
- How do I find my credit score?
- What types of loans are offered at Budds’ Auto Credit?Good credit, bad credit, no credit, bankruptcy, consumer proposal (discharged or not) credit counselling. We have lenders for all types of credit, that’s what we specialize in!
- Is a down payment required?No down payment loans are readily available meaning you can get into a vehicle with no money down and no up front fees. Most of our lenders offer these types of loans however depending on your personal credit circumstances a down payment may be required on a guaranteed approval loan or if you want to finance more than what the lender is willing to approve.
- What does it take to qualify for a car loan?You must be employed and on your job minimum three months or past probation (some exceptions, IE new job, same position, past job with several years tenure)
Minimum income requirement $1800 monthly
Valid drivers license
***Some exceptions may apply if credit application is joint - I have credit challenges. Can I get Financing?There’s only one way to provide you with an honest answer, and that starts by filling out our credit application. Why? Because every credit situation is unique, and while almost everyone can get approved for a car loan, not everyone comes to the table with the same credit history and life situation. Successfully navigating the approval process requires a partner that’s committed to understanding your unique circumstances and finding a solution that works for all parties.
- How do I find my credit score?Credit reporting agencies compile and report your credit score. There are three main agencies—Equifax, Experian, and TransUnion—that all draw on the same information from your credit report. These agencies use complex algorithms (mathematical equations) to balance each factor in your credit report and provide the most accurate assessment possible to a potential lender. If you submit an application with Budds' Auto Credit, we will be able to get that information for you.
FAQs
What types of loans are offered at Budds’ Auto Credit?
Good credit, bad credit, no credit, bankruptcy, consumer proposal (discharged or not) credit counselling. We have lenders for all types of credit, that’s what we specialize in!
Is a down payment required?
No down payment loans are readily available meaning you can get into a vehicle with no money down and no up front fees. Most of our lenders offer these types of loans however depending on your personal credit circumstances a down payment may be required on a guaranteed approval loan or if you want to finance more than what the lender is willing to approve.
What does it take to qualify for a car loan?
You must be employed and on your job minimum three months or past probation (some exceptions, IE new job, same position, past job with several years tenure)
Minimum income requirement $1800 monthly
Valid drivers license
***Some exceptions may apply if credit application is joint
I have credit challenges. Can I get Financing?
There’s only one way to provide you with an honest answer, and that starts by filling out our credit application. Why? Because every credit situation is unique, and while almost everyone can get approved for a car loan, not everyone comes to the table with the same credit history and life situation. Successfully navigating the approval process requires a partner that’s committed to understanding your unique circumstances and finding a solution that works for all parties.
How do I find my credit score?
Credit reporting agencies compile and report your credit score. There are three main agencies—Equifax, Experian, and TransUnion—that all draw on the same information from your credit report. These agencies use complex algorithms (mathematical equations) to balance each factor in your credit report and provide the most accurate assessment possible to a potential lender. If you submit an application with Budds' Auto Credit, we will be able to get that information for you.